Mortgage Fee Structure 2024. The national association of realtors has urged the fhfa to delay the implementation of the new pricing structure until january 2024 to give lenders more. There’s a lot of misinformation out there about new mortgage loan fees and a new mortgage fee structure by fannie mae and freddie mac that technically goes i.
Prior to the change, the fee for this group of buyers was 2.75%. Closing costs on a $100,000 mortgage might be $5,000 (5%), but on a $500,000 mortgage they’d likely be closer to $10,000 (2%).